Types of Assisted Living Homes for Seniors
Living after retirement and into life as an elderly person can sometimes be drastically different than it was earlier in life. The priorities are different. Medical issues often creep up and often your house, which was so good for most of your life, can be too much or not provide enough support. Thankfully there are housing options specifically targeting seniors and their specific set of needs.
Senior apartments are also often called retirement homes. Senior Apartments tend to allow for the most independence (depending on the apartment and setup of course). Senior apartments can range from a dense collection of apartments with trained orderlies to assist, or a loose set of condominiums. Senior apartments will assist with medical issues certainly, but are very strong at provide a social situation conducive to their senior occupants. Senior apartments can provide a whole new set of friends and people with similar interests.
Supportive housing is an interesting option for seniors and offers more benefits than just medical. Oftentimes it’s the day to day tasks of living like cleaning, cooking and laundry that can be a struggle. Supportive housing services will tend to some (but not all) of life’s requirements. Some assistance with cleaning and cooking is usually included. Support is generally worked out when moving in. Not everyone requires the same assistance and that’s how it should be! Supportive housing costs are generally just included in the rent paid to stay there. This means that it’s one all inclusive sum. Medical support on site is often also available and they can also assist with reminders if there’s crucial medications that need to be taken at specific times.
Not all supportive housing programs are the same and can provide different benefits. Check on the programs available in your community if supportive housing is something that could benefit you or someone you love!
Long Term Care Homes
Depending on medical condition, there are a lot of seniors who will qualify to stay and live in long term care homes. Long term care homes generally have the benefit of at least one nurse on-site at all times. This means that if there is any care is needed, it’s available. This is beneficial for both day to day issues and potential emergency situations. The staff and orderlies are aware of all medical conditions and work hard to ensure they minimize the day to day impact they have on living life.
Staying in a long term care home is obviously not free. You are having to help pay for the upkeep of the facilities and the salaries of the staff that helps with assistance. There are thankfully options to help you in paying for your long term care home. One of the easiest and best ways to do so is to take out long-term care insurance or agreements with your employer as part of your pension. There’s certainly no certainty that you will require a long term care home so your rates are not prohibitive. If you quality for them, Medicare and Medicaid will also assist in paying for a stay in a long term care home. Other than those, you will generally be looking at your personal retirement funds if you require a long term care home.